About Us

The Florida Employers Association, also known as FEA, was founded in 1996 with the mission of aiding employers and employees with the rising cost of out-of-pocket healthcare expenses. FEA enables our members to optimize their healthcare expenditure and utilize other valuable services under our benefit+ program.

Due to the changes in healthcare coverage with employers, benefit+ is expanding to the individual market to relieve some of the financial hardships facing the American family. Our members have the peace of mind to have some level of supplemental coverage to achieve the care needed for themselves and/or their family.

Clearwater Underwriters, Inc. was established in 1991 to create an available market for retail agents, assisting them in the placement of Excess Flood coverage. Over the years, Clearwater Underwriters, Inc. has emerged as a competitive, trustworthy corporation with a diverse product line including both Personal and Commercial Lines.

As a licensed Coverholder at Lloyd’s of London, Clearwater Underwriters, Inc. and Florida Employers Association have together partnered with the London Insurance Market to offer this prestigious and unique coverage to Florida based Employers/Employees as well as to Individual clients.

Administered by Clearwater Underwriters Inc.